If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Communitywide Credit Union 2 Year CD Account |
1.15%
Date: Feb 6, 2012
|
| The Campbell & Fetter Bank 2 Year CD Account |
1.00%
Date: Feb 21, 2012
|
| First Bank Indiana 2 Year CD Account |
1.00%
Date: Feb 9, 2012
|
| South Bend Firefighters Credit Union 12 Month CD Account |
1.00%
Date: Feb 9, 2012
|
| Clearstar Financial Credit Union 2 Year CD Account |
0.80%
Date: Feb 15, 2012
|
| Crossroads Bank Wabash, IN 2 Year CD Account |
0.75%
Date: Feb 17, 2012
|
| Lake Michigan Credit union 12 Month CD Account |
0.15% to
0.10% Date: Feb 10, 2012
|
| South Bend Firefighters Credit Union 12 Month CD Account |
0.50% to
1.00% Date: Feb 9, 2012
|
| MutualBank 2 Year CD Account |
0.65% to
0.55% Date: Feb 9, 2012
|
| MutualBank 12 Month CD Account |
0.40% to
0.35% Date: Feb 9, 2012
|
| MutualBank 6 Month CD Account |
0.25% to
0.20% Date: Feb 9, 2012
|
